Hillary Essien - Earnipay Blog

Posted inin Earnipay

Understanding Credit Scores: Let’s Talk About Responsible Borrowing

Posted byby Hillary Essien
July 2, 2024
0 Comments

Discover how credit scores can help you secure business loans in Nigeria. Learn tips for improving your creditworthiness to access small business loans and business credit opportunities with Earnipay.

Posted inin Financial Education

Money Lessons We Learned from Watching TV

Posted byby Hillary Essien
June 25, 2024
0 Comments

From budgeting and investing to financial decision-making, learn key money lessons from your favourite TV shows like "Friends," "Shark Tank," "The Office," "Game of Thrones," and more.

Posted inin Earnipay

Managing Debt When Your Income Isn’t Enough

Posted byby Hillary Essien
June 13, 2024
0 Comments

With almost 4 in 10 Nigerians in debt, struggling to meet financial obligations has become a common concern. Nigeria’s economy has been marked by...

Nigerian Business, Gen Z money, Zillennials, savings app nigeria

Posted inin Business Growth
Earnipay

Zillennials Are The New Tastemakers, Here’s What They Want from Businesses

Posted byby Hillary Essien
June 4, 2024
0 Comments

Zillennials, born between 1991 and 1999, are redefining market trends with their unique financial habits and consumer behaviors. Learn practical strategies for businesses to engage this influential micro-generation.

Salary Advance Nigeria, Savings App Nigeria, Money Management Tools

Posted inin Savings

What’s It Like Living Salary to Salary?

Posted byby Hillary Essien
May 21, 2024
0 Comments

Discover how Ada managed living paycheck to paycheck in Lagos after NYSC. Her journey of budgeting, saving, and financial planning offers valuable insights and inspiration for those facing similar challenges.

B2B Transactions in Nigeria, Bulk Payments, B2B

Posted inin Bill Payment
Bulk Bill Payment

Streamlining B2B Transactions in Nigeria with Bulk Payments

Posted byby Hillary Essien
May 14, 2024
0 Comments

Bulk payments are transforming B2B transactions in Nigeria. Earnipay's solutions helps businesses streamline operations, cut costs, and enhance productivity through multiple instant payments across banks.

Posted inin Earnipay
Employee Benefits

Navigating Remote Work-Life Balance in 2024

Posted byby Hillary Essien
May 7, 2024
0 Comments

Navigate blurred work-life boundaries, set limits, embrace "right to disconnect," and self-care for well-being in the modern workplace.

Posted inin Earnipay

On-Demand Pay is Gaining More Global Ground

Posted byby Hillary Essien
April 30, 2024
0 Comments

On April 17, the United States House Financial Services Committee (HSFC) pushed forward the “Earned Wage Access (EWA) Consumer Protection Act,” which aims to provide a regulatory framework and establish consumer protections for services that offer workers access to their salaries (on-demand pay) before their scheduled pay cycle.

loans app in nigeria, nigerian loans app, business loans, business loans in nigeria, business loans app

Posted inin Business Growth
Earnipay

Securing Cash-Backed Loans for Nigerian Businesses

Posted byby Hillary Essien
April 23, 2024
0 Comments

This essay explores how cash-backed loans in Nigeria aid businesses by increasing borrowing capacity, reducing risks, and managing short-term financing needs.

Posted inin Earnipay

Are You Stressing About Money?

Posted byby Hillary Essien
April 18, 2024
0 Comments

Discover the toll of financial stress on mental health, especially among Nigerians. Learn how recent studies reveal its effects, from anxiety and depression to physical ailments like heart disease. Gain practical strategies like financial planning and self-care to manage stress and prioritize well-being for individuals and society.