Banking is a cornerstone of the modern financial system, but it appears that many Nigerians are unaware of the mechanisms behind banks’ revenue streams,...
Powering Your Path to True Scale In today’s fast-paced business environment, the ability to scale rapidly and efficiently is the key to staying ahead....
Discover how credit scores can help you secure business loans in Nigeria. Learn tips for improving your creditworthiness to access small business loans and business credit opportunities with Earnipay.
Zillennials, born between 1991 and 1999, are redefining market trends with their unique financial habits and consumer behaviors. Learn practical strategies for businesses to engage this influential micro-generation.
On April 17, the United States House Financial Services Committee (HSFC) pushed forward the “Earned Wage Access (EWA) Consumer Protection Act,” which aims to provide a regulatory framework and establish consumer protections for services that offer workers access to their salaries (on-demand pay) before their scheduled pay cycle.
This essay explores how cash-backed loans in Nigeria aid businesses by increasing borrowing capacity, reducing risks, and managing short-term financing needs.
Discover the toll of financial stress on mental health, especially among Nigerians. Learn how recent studies reveal its effects, from anxiety and depression to physical ailments like heart disease. Gain practical strategies like financial planning and self-care to manage stress and prioritize well-being for individuals and society.
Funding is the lifeblood of any business, especially for small and medium enterprises. With numerous financing options available, determining whether a business loan fits...