Earn Better Returns with Earnipay Goal Savings

Build a Brighter Future with Earnipay Goal Savings

Saving should be effortless, rewarding, and driven by your goals. With Earnipay Goal Savings, you can grow your wealth while staying disciplined on the path to achieving your dreams. Here’s why it’s the ideal choice for smart savers:

1. High-Interest Savings — Earn Up to 18%* Per Annum
   Earnipay Goal Savings offers a standout rate of up to 18%* per annum. Simply set a goal, lock in your funds, and let your money work harder for you, with interest rates far above standard savings options.
   
2. Flexible Savings Term
   Enjoy the freedom to lock your funds for any period, starting from just one month. Whether you’re saving for a vacation or a long-term milestone, Earnipay gives you control over your savings timeline and helps maximize returns.
   
3. Stay Committed with a Small Breakage Fee
   To help you stay on track, we apply a 2.5%** breakage fee for early withdrawals. Life can be unpredictable, so you always have access to your funds if needed, but this feature encourages disciplined saving to keep your goals in sight.
   
4. Simple and Secure Savings Management
   With the Earnipay Personal app, setting, tracking, and managing your savings goals is seamless. Get a full view of your progress, earnings, and flexibility to adjust as you need. Whether saving for peace of mind or a specific goal, Earnipay makes it easy.
   

Start today with Earnipay Goal Savings — lock your funds, watch your savings grow, and bring your dreams closer.

* The interest rate of up to 18% per annum is subject to change at our discretion, and we reserve the right to adjust it without prior notice. Earnipay cannot be held liable for any modifications to this rate. Please review our terms and conditions for further details.

** Early withdrawals from locked savings accounts are subject to a breakage fee of 2.5%, which may be adjusted at any time. Please consult our terms and conditions for more information.